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Notice: as of 1 October the new 3D version 2.0 (3Dv2.0) will start to be used by the banks. 3D is the security system often used when an online purchase is made. The present 3D system requires the buyer to respond to their bank with an OTP number which is sent to them by SMS. The new system will use artificial intelligence to reduce the times that the buyer will be sent an OTP number. OTP numbers will still be used but much less frequently.

EFSA - Protecting your rights as an ecommerce business and expressing your needs to the relevant government departments and opinion formers


European Court of Justice Overturns the EU-US Safe Harbor Agreement

Oct 12, 2015 |

A lot of people have asked me what I felt about the European Court of Justice (ECJ) ruling on Wednesday 7 Oct. This is how I have replied – The European Commission (EC) has been wasting time with its (so far failed) Data Protection Regulation, rather than looking at some of the major issues that have…

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Looking beyond the obvious in sub-Saharan Africa: The rise of e-commerce

Aug 26, 2015 |

The building blocks for future developments in e-tailing are emerging in sub-Saharan Africa, as a growing middle class and young population create a demand for products that store-based retail simply cannot meet, due to a lack of shopping malls and gridlocked cities… Advances have been most notable in Nigeria where a surge in telecom investments…

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Trusted payment gateway services providers a key competitive differentiator

Aug 26, 2015 | Comments Off on Trusted payment gateway services providers a key competitive differentiator

The landscape of local e-commerce is increasingly becoming a cutthroat and competitive space. SA’s online retail sector has a forecasted growth of 15.9% CAGR and will be worth an estimated R9.5bn in 2018 according to a recent survey released by PwC. Brendon WilliamsonBrendon Williamson Unsurprisingly, the sector is seeing an influx of new entrants which…

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How 3D secure is affecting SA online stores

Aug 26, 2015 |

Despite showing significant growth in 2014 and into 2015, the South African e-commerce market has hit another hurdle threatening its progress. The onset of compulsory 3D Secure implementation on March 1, 2015, for all online stores meant that the CVV number would no longer be sufficient for making secure online purchases. This was largely driven…

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